Technology Tips for Taking Control of Your Finances

Millennials love technology. Their entire generation is defined by it. Facebook, Twitter, Snapchat, and all of the social media technology was developed and technologyused by Millennials. While social media technology seems to be the choice of this generation, it apparently also moves into the financial space. In a study by Zogby Analytics, more than one-third of respondents said they have made a decision to spend or switched companies based on what the organization allowed their users to accomplish with a mobile device. 87% of the respondents say their mobile device never leaves their side, both day and night. This means the Millennial generation is completely connected. Banks and financial ... KEEP READING

Start Saving for Retirement with a 401(K) or 403(B)

Saving for retirement is easy to put off. Life is busy and hanging up the proverbial hat can seem so far off that it’s natural to put saving for retirement on the back burner.RetirementArrow There are other reasons why retirement planning gets cast aside though, like fear of investing in the stock market, feeling that you don’t have enough to start to invest with or not knowing where to start. Even in the face of such fears, it’s important to press on and make saving for retirement a priority. The biggest benefit to starting to save for retirement now is because the longer your money has to grow, the more money you are likely ... KEEP READING

Yes, You Should Have a Credit Card

Whether or not you like the credit scoring industry, the fact of the matter is that your credit matters. And it’s about more than getting a good deal on a loan. Your credit history is used when others make all kinds of decisions about you, from what your insurance premium should be (in states that allow it) to what security deposit your landlord asks for. In some cases, an employer might even look at your credit report (but not your score) as part of a background check.Millennial credit card need It may not seem fair that your credit history plays such a big role in your financial future, but that’s the way it is. And ... KEEP READING

Navigate Open Enrollment and Healthcare Options

It’s that time again. Open enrollment for health insurance is fast approaching. Employers are putting together information for their employees to sift through and come up with a plan right for them. If you don’t have employer sponsored health insurance, then you will be looking for coverage on the many Affordable Care Act (ACA) exchanges, or through No matter how you get Healthinsuranceblogimageyour health insurance, open enrollment is a great time to weigh all of your options and make sure you are paying for what you need. It’s also a great time to look into healthcare accounts to assist with your expenses. Here are some tips to help you navigate through open ... KEEP READING

Think Beyond Income When Deciding To Relocate

Reese_BoxRecently, my family sold our home, packed up, and moved across the country. Our decision to relocate was pretty simple: My husband was offered a full-time job teaching at a Penn State campus -- a step up from working as an adjunct. Because my income, earned by working from home, wasn’t affected by the move, it made the decision that much easier. As easy as the decision to relocate was for us, though, I know that it involves careful thought for others. Deciding to relocate should not just be about whether or not you will have a higher income (although that is a prime factor). Before you decide to move somewhere new, here are ... KEEP READING

iQuantifi Connects Banks and Credit Unions to a New Demographic: Millennials

NASHVILLE, TN, October 22, 2014  -- iQuantifi, the first virtual financial advisor to provide comprehensive, goal-based planning advice to millennials and young families, announced today that their cloud-based platform is now available to financial institutions. iQuantifi is a low-cost, turnkey solution that provides banks, credit unions and other financial institutions the opportunity to reach the underserved millennial demographic, offering them automated and personalized financial advice via an intuitive, web-based advisor. Praised for its engaging user interface at the FinovateFall 2014 conference in New York, iQuantifi's unique algorithmic engine provides a real-time, dynamic, digital financial planning experience for millennial users, a demographic that has been slow to embrace traditional brick-and-mortar banks. The iQuantifi platform offers personalized, sound advice that adapts to a millennial's changing financial situation, allowing them to meet both short and long-term financial goals. "Record numbers of college graduates are starting their professional life with a tremendous amount of ... KEEP READING

Looking for a Car? Come prepared

carblogHas the time come for you to buy a new car? While the car doesn’t actually have to be new, it is still new to you. The new car market is heating up, especially as the new model years are flooding the market. Used cars are still in great demand, which is slowly driving up their prices. With so much selection and information, it can be hard to pinpoint what you need to do when buying a car. Here are some pointers to help you along in the process.


No matter if you plan on buying a new or used car, research is paramount to getting the best ... KEEP READING

Should You Rent or Buy?

infographics_buy_rentThe “American dream” sure has changed over the years. Buying a home used to be an almost guaranteed right-of-passage into adulthood, but these days people are delaying homeownership for a number of reasons including the rising home prices that have made renting more attractive. When considering whether you should rent a property or buy a house, there are a lot of things you must take into account.

Pros of Renting

-  Renting offers more flexibility and freedom. Most places have a set-term lease between 6 and 18 months, but others have month-to-month contracts. When are you are nearing the end of your lease term it is your ... KEEP READING

How to Financially Protect Your Family

ProtectyourfamilyimageWhen you have a family, whether just you and your spouse or with children, one of your main priorities is to protect them. Many think of protecting their family physically, but financially is just as important. If you are the main breadwinner in your family, then financial security is a cornerstone of protection. Here are four ways you can financially protect your family.

Life Insurance

Life insurance is essential for protecting your family. Life insurance offers benefits when the insured passes away. There are a few types of life insurance, but the most popular and most affordable is term life insurance. You can get quality coverage for much less than $... KEEP READING

Life Insurance 101

insuranceAs we grow older, get married, and start a family, our priorities shift.  We are no longer just responsible for our own well-being.  We are also responsible for our spouses and our children. Often we overlook how to best protect our family because we are focused on producing income to manage day to day life. One priority which should take center stage is how to protect your family when you are gone. This is done through obtaining life insurance. Life insurance is a contract between the insured (you) and the insurer (insurance company). The insurer promises to pay the beneficiaries (your family) a designated sum of money, called a death benefit, upon the death of the insured.  ... KEEP READING