2017 Millennial Money Mindset Report: Millennials expect Financial Institutions to provide solutions for their largest financial challenges.

Karen White Featured

iQuantifi’s 3rd Annual Millennial Money Mindset Survey shows that 45% of Millennials claimed prioritizing multiple goals and financial needs at the same time is their biggest challenge to improving their finances. Nashville, Tenn., August 25, 2017 — iQuantifi, the only goal-based RoboPlanner® that services the mass market with automated financial planning and investment advice while generating highly qualified leads for …

It’s All About Goals

Tom White Uncategorized 0 Comments

When people learn that I’m an investment adviser, the first thing they mention to me is that they have some money to invest. Then, without fail, they ask me, “What can you do with it?”  I respond by asking them two questions:  “What’s the money for?,” and “When do you need it?” Investing with a Purpose When it comes to …

Budgeting is Not Enough

Karen White Featured 0 Comments

There are dozens of helpful budgeting websites that can show you exactly where all of your money is going.  Many have colorful charts and graphics that pop up and all sorts of cool, fun gadgets associated with them.   Some let you customize and categorize to your heart’s content—putting the numbers you’ve entered into a dazzling pie graph with neat little …

How To Reconcile Money Differences With Your Significant Other

Karen White Uncategorized 0 Comments

My husband and I have different priorities when it comes to spending money. I enjoy travel and experiences. He prefers at-home entertainment and collecting high-quality action figures. Sometimes, when my husband looks at my spending choices, he becomes frustrated because it means that he can’t buy the latest to-scale figure from a movie. I occasionally look at his stack of …

2016 MMM Report: Millennials Demand More from their Financial Institutions

Karen White Uncategorized

iQuantifi’s 2nd Annual Millennial Money Mindset Survey shows 75% of millennials wish their financial institution offered more guidance and tools. Nashville, Tenn., February 25, 2016 — iQuantifi, the RoboPlanner™ enabling financial institutions to provide all customers with automated and comprehensive financial planning and investment advice, announced today the results of its second annual survey on the financial habits of millennials, …

The Case for Automated Advice

Karen White Uncategorized

If you keep up with the financial and technology press, “roboadvisors” are everywhere. Charles Schwab, Vanguard, Merrill Lynch and LPL have or plan to launch some version of a robo-offering in the next 12 months. The battlefield is quickly shifting from disruptors to traditional financial institutions because the opportunity created by scaling advice and moving downstream is massive. In our …

Another Trophy for the Case

Karen White Uncategorized

iQuantifi is excited to announce that it was selected as a “Winning Startup” at the Future of Money and Technology Summit. The event brings together the best and brightest visionaries around money to discuss the evolving money ecosystem in financial services. The win caps off a fantastic year at iQuantifi that also included winning “Best of Show” at BankInnovation in …

The Gimmick of Tax Loss Harvesting

Karen White Uncategorized 0 Comments

Over the last few years, several robo-advisors (automated investment services), such as Betterment and Wealthfront, have been promoting the tax loss harvesting feature of their product as a value-add to their investors. Tax loss harvesting at face value seems like a great idea, but implemented for the wrong reasons only detracts from returns. As an investment adviser who has managed …