The Case for Automated Advice

If you keep up with the financial and technology press, “roboadvisors” are everywhere. Charles Schwab, Vanguard, Merrill Lynch and LPL have or plan to launch some version of a robo-offering in the next 12 months. The battlefield is quickly shifting from disruptors to traditional financial institutions because the opportunity created by scaling advice and moving downstream is massive. In our …

Another Trophy for the Case

iQuantifi is excited to announce that it was selected as a “Winning Startup” at the Future of Money and Technology Summit. The event brings together the best and brightest visionaries around money to discuss the evolving money ecosystem in financial services. The win caps off a fantastic year at iQuantifi that also included winning “Best of Show” at BankInnovation in …

The Gimmick of Tax Loss Harvesting

Over the last few years, several robo-advisors (automated investment services), such as Betterment and Wealthfront, have been promoting the tax loss harvesting feature of their product as a value-add to their investors. Tax loss harvesting at face value seems like a great idea, but implemented for the wrong reasons only detracts from returns. As an investment adviser who has managed …

Money Management- The One Class Not Taught in College

Graduating from college brings a number of major life events. You’re now likely on your own, looking for a job and everything else associated with starting a new life. Remembering back to those times myself, I see mistakes I made. While some of them were of my own doing, many others simply came down to a lack of knowledge – …

Should You Buy An Existing Home or Build New?

Buying a home can be an exciting transaction. Whether you are buying your first home or upgrading to a new home, the process of home buying is one that provides you with a great deal of food for thought. One of the decisions you need to make is whether you want to buy an existing home or whether you should …

Key Money Tips Before Heading Off to College

Going to college can be overwhelming for both parents and children. Many parents are seeing their teens head out on their own for the first time. Children are entering a new stage in life with new responsibilities. For both parties, money plays a major role in the transition. From practical everyday practices to more serious matters, finances touch virtually every …

What Are You Delaying Because of Money?

A recent study by the American Institute of American CPAs (AICPA) reveals something we already knew – The Great Recession is still impacting the financial decisions of many. The study reveals that more than half of Americans (51 percent) are delaying major life events because of financial concerns. What’s particularly striking is some of the categories listed in the study …

It’s All About Goals

When people learn that I’m an investment adviser, the first thing they mention to me is that they have some money to invest. Then, without fail, they ask me, “What can you do with it?”  I respond by asking them two questions:  “What’s the money for?,” and “When do you need it?” Investing with a Purpose When it comes to …

Five Tips for Negotiating Your Salary at a First Job

The job market has been so disappointing for so many years that many new grads are simply happy for a job — any job that pays. This reality is reflected in the current pay that many college grads can expect to see. Right now, reports the Economic Policy Institute, new grads are earning less for their first jobs than new …

Ignore the Headlines: How to Invest the Right Way

Whether we like it or not, money is emotional. We know that we need to separate emotion from our money, but it can be easier said than done. This is especially the case when it comes to investing in the stock market. Our emotions can motivate us to make rash decisions when we see our brokerage and 401(k) accounts lose …