Why You Need to Forget about Racing to Zero

Kali Hawlk Featured 0 Comments

If you’re in debt, it can be hard to think about anything else and easy to get caught up in tracking every cent that goes toward your debt repayments. It’s tough to see your net worth constantly in the red, and completely understandable that you’re extremely focused on getting the amount of debt you have to zero. But this racing …

A Call to Arms

Brian Evans Featured 0 Comments

Regardless of your income, I believe getting more out of life is one of the keys to happiness. The challenge for most millennials is that they are hamstrung regarding what they want to do because of their finances. And there is probably a good reason. If you are a millennial, you came of age in one of the worst decades …

iQuantifi Launches Virtual Financial Advisor to Help Millennials and Young Families Achieve Their Goals

Brian Evans Featured 0 Comments

NASHVILLE, TN, March 04, 2014  — iQuantifi, the first virtual financial advisor to provide comprehensive financial planning advice, launched its platform today to the general public. iQuantifi’s technology helps users identify, prioritize and achieve their financial goals. Using a proprietary Core Planning Algorithm, iQuantifi provides the user personalized financial advice and a timeline of achievement based on the user’s goals and …

Attacking Debt

Karen White Featured 0 Comments

Conventional wisdom says that when paying off debt, you should pay off the account with the highest interest rate first, then the second highest rate, and so on.  However, it may be more effective to attack the account with the lowest balance first. If you were to run an amortization schedule on both payoff scenarios (highest rate vs. lowest balance), …

Treating Investments as Cash: The Cardinal Sin of Investing

Tom White Featured 2 Comments

Treating long-term investments as cash is one of the biggest mistakes an investor can make.  When markets become extremely volatile and share prices fluctuate wildly, investors tend to forget their long-term investment time frame.  They begin to treat their investments as cash—not wanting the share price to fluctuate.  However, I would argue that these investors would never treat their cash …

Tying the Financial Knot

Karen White Featured 0 Comments

With wedding season here, many couples are combining their finances through marriage. This is usually not an easy thing to do. Each individual coming into marriage needs to ask a few key questions of themselves and learn how to start to make financial decisions with their partner. Here are some tips to help make it work: 1) Both parties need …

Five Reasons Why Getting a Tax Refund is Nothing to Celebrate

Karen White Featured 0 Comments

Around this time of year, you always start to hear about how excited people are to get a tax refund.  Or how they’re planning to spend their refund check.   You’d think that they had just won the lottery!  Their exuberance is understandable.  After all, it’s always good to receive a tax refund check from the IRS…right? Wrong.  There are serious …